The Pros and Cons of Medicare Advantage Plans
What are Medicare Advantage Plans? How do Medicare Advantage Plans work? What are the pros and cons of Medicare Advantage Plans? What are some alternatives to Medicare Advantage Plans? Where can I get more information about Medicare Advantage Plans? There are a few different types of Medicare Advantage Plans, and they all work a little differently. The most common type of Medicare Advantage Plan is a Health Maintenance Organization (HMO). With an HMO, you'll choose a primary care doctor from the plan's network. You'll likely need to get a referral from your primary care doctor in order to see a specialist. Another common type of Medicare Advantage Plan is a Preferred Provider Organization (PPO). With a PPO, you can see any doctor that accepts the plan, but you'll pay less if you use doctors within the plan's network. There are also Private Fee-for-Service Plans (PFFS) and Special Needs Plans (SNPs), which have their own rules and regulations. The pros of Medicare Advantage Plans include having access to extra benefits that Original Medicare doesn't cover, like dental and vision care.
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